These Terms of Use set forth the terms and conditions of an agreement (this "agreement") between (a) you, as an individual that has purchased a subscription to products and services available through https://stackunfold.com (collectively the "services"), (b) you, on behalf of an institution or other entity that has purchased a subscription to the services, or (c) you, as a user of the services either (i) under a subscription purchased by you or another subscriber or (ii) in any other capacity. Purchase of a subscription to use the services, or use of the services by other means, constitutes your agreement with these Terms of Use. If you do not agree, or do not intend to comply, with these Terms of Use, please do not purchase a subscription to use, or use, the services.

Scope of This Agreement

In this agreement, "you" or "your" means any individual or entity, in one or more capacities described above, subscribing to the services (a "subscriber") or using the services (a "user"). Unless otherwise stated, "Stackunfold," "we," "us," or "our" means Stackunfold Education LLP.

This agreement, along with any other written agreements that you have entered into with Stackunfold with respect to the services and your subscription, constitutes the entire understanding between you and Stackunfold with respect to the subject matter hereof. All other prior representations, statements, and undertakings, whether oral or written, are hereby expressly superseded and canceled.

This agreement incorporates by reference the Stackunfold Privacy Policy, which is available for your review at https://stackunfold.com (our "site"). You should read and understand all of the provisions of our Privacy Policy before you become a subscriber to, or user of, the services.

We may amend this agreement from time to time by posting the amended terms on our site. Except as stated below, all amended terms shall be effective 30 days after they are initially posted on our site, and when they become effective, they will be incorporated into the Terms of Use on this page.

PLEASE READ THE TERMS AND CONDITIONS OF THIS AGREEMENT CAREFULLY BEFORE SUBSCRIBING TO OUR SERVICES.

Certain Requirements

In order to subscribe to, or to use, Stackunfold services, you must:

1. Be an individual at least 13 years of age or older, and
2. Have the power and authority to enter into binding agreements with us without restriction under applicable law or be using the services under a subscription purchased by a subscriber with such power and authority.
3. You must not subscribe to, or use, Stackunfold services if you are doing so for the benefit of a competitor.
4. You must also use a Stackunfold-recommended version of an operating system, Internet browser, and any other required software to access Stackunfold content (the "licensed materials") as specified in our System Requirements at our site. Our System Requirements are updated from time to time to account for advancements in technology. Stackunfold reserves the right to discontinue support for any system or device at any time. Compensation will not be provided for your inability to use or access the services on discontinued or unsupported systems or devices.

Finally, in accordance with applicable international export restrictions, the Stackunfold software may be used by individuals and entities throughout the world except those in embargoed countries and regions. If you reside in one of these countries or regions, you may not purchase a subscription to, or use, the Stackunfold software.

Grant of License

In consideration of, and subject to, payment of the appropriate subscription fee for the services to which you subscribe, and your agreement to, and compliance with, the terms and conditions in this agreement, Stackunfold grants to you a non-exclusive, non-sub-licensable, non-transferable license and right to use and access the licensed materials from multiple devices and locations with nonconcurrent log-on access.

Software Use

The term "software" includes all Stackunfold products, features, applications, services, technologies, and software. The Stackunfold software is designed to work with systems that meet our System Requirements. Any attempt to use the Stackunfold software on systems that do not meet those requirements constitutes a violation of this agreement and might result in unexpected behavior and consequences, for which Stackunfold shall not be held responsible or liable for any damages.

The Stackunfold software is designed to access your computer system's clipboard during use. While a test is in progress, the Stackunfold software may disable all clipboard functions of your computer system (including copy-paste-print and save-to-disk functions).

The Stackunfold software may monitor all processes on your computer to determine whether there are any applications that could be used (intentionally or unintentionally) to copy Stackunfold materials. Use of such applications simultaneously with the Stackunfold software may violate this agreement. When such an application is found by Stackunfold, in its sole discretion, to be active on a user's device, the administrator will be notified of the application name. Stackunfold will make a reasonable effort to notify the user with instructions to disable it. In addition, Stackunfold reserves the right to disable the launch of any test or take other actions if any such application is found to be active on the user's device. The user may not be able to switch between applications when Stackunfold software is running. You understand and acknowledge this disabled function as part of the subscription terms. Stackunfold may discontinue or reintroduce the above-mentioned functionality at any time at its sole discretion.

The content presented in the self-assessment examination serves as an educational tool only for students and graduates. The Assessment Score is calculated by Stackunfold based on its own proprietary algorithm. The Assessment Score is not intended to predict your score on the actual exam, but it is designed for instructional purposes to help you evaluate your level of preparedness and to assist you in assessing your relative strengths and weaknesses in the various subject matter areas covered by the exam.

Stackunfold will always keep your account and self-assessment exam performance results confidential and will not provide such information to third parties without your written consent. However, if an educational or other institution (e.g., a law firm, medical school, residency program) pays for the services and requests the performance results from Stackunfold, then that institution will have access to your results.

The Stackunfold Computer-based Case Simulation (CCS) software reflects as much as possible the exam experience used by the official exam entity. However, it is important to understand that we have no affiliation with any of those entities. Therefore, we cannot guarantee that the Stackunfold case scenarios and software will respond to the actions of test-takers in an identical manner to the official exams.

The Stackunfold software has been tested with a wide range of computer configurations; however, due to the rapidly evolving computer industry and unpredictability of various factors affecting computer systems, Stackunfold does not guarantee the predictable behavior of the Stackunfold software or the functionality of the Stackunfold software on every computer configuration. You recognize all of the above terms and accept that the use of the Stackunfold software on your system is done solely at your own risk.

Access via Mobile Devices

Access to Practice is intended to be utilized via computer access only. Stackunfold does not currently offer access to these services via mobile devices (e.g., smartphones, tablet computers). All users are expected to access our services through a compatible computer system that meets our System Requirements. Stackunfold reserves the right to update or modify these requirements, and it is the user's responsibility to ensure compliance with the necessary technical specifications.

Since StackUnfold does not provide any mobile software, the terms and conditions related to mobile device use, installation, or related liabilities do not apply. All access and use of our services should be conducted through a computer system that meets the specified requirements outlined on our site.

No refund or cancellation will be honored due to your inability to install or use the Stackunfold software on any mobile device (regardless of whether or not the device meets the minimum System Requirements found at our site).

An Internet connection is required to access and use the StackUnfold services, which are provided exclusively through our website. A stable and high-speed Internet connection, preferably via Wi-Fi, is recommended to ensure optimal performance. Users are responsible for any data charges, overage fees, or other costs incurred from accessing our services, whether through a fixed, limited, or pay-per-use data plan. StackUnfold shall not be held liable for any data charges or related expenses resulting from the use of our website.

As all services are web-based, users are expected to ensure their computer systems meet the necessary requirements and are properly safeguarded. In the event of unauthorized access or a security breach involving your account, it is your responsibility to notify StackUnfold immediately so that we may disable access to the account. You will be fully liable for any damages directly or indirectly resulting from any violations of this agreement.

Access to Content

You are allowed to use the licensed materials for the specific materials to which you have subscribed. Each material has its own subscription fees and duration. You are not allowed to access the content of materials that you have not subscribed to.

Reasonable Use

Stackunfold products are intended solely for individual self-study and exam preparation through the use of practice tests. These practice tests are sold as subscriptions, and they are designed to facilitate a comprehensive review by users to deliver maximum benefit and an optimal study experience. Each subscription provides access to a defined set of practice tests.

'Normal' usage of Stackunfold products includes engaging with the practice tests in a manner consistent with a typical user's study routine. This does not include rapid or excessive attempts to complete tests without reasonable time for review, repetitive use of the same practice tests beyond a reasonable number of times, or any usage patterns that suggest the sharing of access between multiple users on the same account or device or network. Stackunfold reserves the right to monitor usage patterns and take appropriate action if it detects any activity that falls outside of what is considered normal product usage.

Usage of Stackunfold subscriptions that is determined not to fall under reasonable use may result in action taken against the account, at Stackunfold's sole discretion. Subscription utilization that is indicative of, or arising from, impermissible business, multiple users, community use, or fraudulent use may result in suspension or termination of the subscription in question. Stackunfold may contact any subscriber or user at any time to request clarification of a usage pattern that is suspected of unreasonable use.

Orders

Most of the information collected in the registration process will be used to process orders. During the order process, you will have to provide financial information such as your credit/debit card number, expiration date, CVV2 code, payee name, and billing address. This information is used for billing purposes and to fulfill your order. To properly process your credit/debit card information, we must share your personal and financial information with the merchant bank for authorization and approval. This process is protected by an enhanced security system. We do not share your personal and financial information with any other third parties except those specified in our Privacy Policy.

When you attempt a transaction on our website, the card processor verifies available funds by placing a hold, or pending charge, in the amount of the intended transaction against your card. The card processor then confirms the accuracy of your remaining information (e.g., your address, CVV2 Code, expiration date, etc.) before processing the transaction. If you enter an incorrect address or other associated detail, then the transaction is declined. This is NOT a situation unique to this website; it is how virtually all online transactions are handled. Typically, it takes the card-issuing bank 2–5 days to clear associated pending charges resulting from failed/declined attempts.

We charge for each successful transaction attempt, provide a confirmation on our website, and send a confirmation email to the registered email address. You can also log in to your account on our website and click "Billing" to retrieve a copy of your payment receipt.

Member Account/Password and Security

You must complete Stackunfold's registration process in order to subscribe to and use the services by providing us with current, complete, and accurate information as prompted by the applicable registration form. You are responsible for the accuracy of the data provided and may update your profile data to reflect the most accurate current information. You will also choose a password. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You agree to notify Stackunfold immediately of any unauthorized use of your account or any other breach of security. Stackunfold shall not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Stackunfold or another party due to someone else using your account or password.

Ownership

The licensed materials, including all intellectual property rights in and to the licensed materials (such as copyright), are the sole and exclusive property of Stackunfold and its licensors. You have no rights in or to the licensed materials, but you are entitled to use them according to the terms of this agreement.

Subscription Term

You have the right to use and access the licensed materials for the courses and materials you have subscribed to for the duration of your subscription period unless an interval of maintenance downtime has been scheduled. The licensed materials will be provided as described in the respective product descriptions and may change, at Stackunfold’s sole discretion, during the course of a subscription period. For Practice Tests and similar products, the number of questions may vary during the subscription term based on content changes and updates. However, Practice Test subscriptions will always have a minimum number of active questions, as described in the corresponding product descriptions. The subscription period will start immediately after your activation unless you notify Stackunfold of a desired later start date before using any of the licensed materials. Subscriptions cannot be suspended temporarily and reactivated at a later date. You must use the course material within the subscription period, and no free extensions are offered in exchange for any unused time.

At the end of your subscription period, your right to use and access the licensed materials will expire automatically unless you renew under Stackunfold's then-current terms and conditions. A renewal will allow you to access existing Practice test information for an extended preset period. Renewals are offered as a continuation of the current subscription period but not for later use after the term has expired. You must renew the subscription prior to its expiration date. A renewal will be provided only for the course subscribed. Some courses are offered as a combination package, and renewal will only be permitted for individual courses in the package but not for the original combined package. This agreement and your right to use the licensed materials will also terminate at Stackunfold's sole discretion if you fail to comply with any terms or conditions in this agreement. The Practice test information will not be reset (deletion of test/performance/usage information) during the subscription period unless it meets the eligibility criteria described below.

A Practice Test reset option may be available for eligible products. If the option is available, it is based on the continuous duration (without any intermediate breaks) of a currently active subscription and does not take previous subscriptions into account. A reset is a permanent and irreversible purge (deletion) of all your test and performance data from our system. You may perform a reset directly from your account on our website. This option is available for eligible products only under the following circumstances:

1. Purchase of a new subscription: You purchased a brand-new subscription (i.e., your previous subscription expired, and you did not renew) and still have the old information in your new Practice Test, or
2. Continuous subscription for 180 days or more without a reset: For users who have subscribed to a particular course for 180 days or more, without interruption, and whose subscription has never been reset, we provide a one-time-only opportunity to reset the test information/Practice Test.

Renewal of an active subscription does NOT qualify as a new subscription purchase. An eligible Practice Test subscription can be reset only once during its active period. Once it has been reset, another reset is not possible, regardless of the remaining subscription time or purchase of a renewal.

Accessibility

Stackunfold is committed to ensuring that we provide access to our electronic and information technologies, learning platform, and content made available through our online applications for users with disabilities. We make reasonable efforts to follow the guidelines put forth by the World Wide Web Consortium's (W3C) Web Content Accessibility Guidelines 2.0 (Level AA) to provide accessible products and user experiences for all users.

To allow for the use of browser-based accessibility accommodations within a Stackunfold-supported browser, we utilize scripting languages, including JavaScript, in our online applications as well as device-independent event handlers.

We have taken steps to make our product reasonably accessible, including adjustable font sizes and colors, background brightness and contrast settings. We test with popular browsers and eReader services but cannot cover all custom platforms. We hope to provide a consistent user experience (subject to certain limitations) across devices, regardless of input tools.

If you are enrolled in Stackunfold's products and have any questions, comments, or suggestions on web accessibility issues relating to our website or mobile apps, please contact us on support@stackunfold.com.

Search Engines and Web Crawlers

The information that is posted on Stackunfold Forums is routinely indexed by search engines and web crawlers (like Google, MSN, Yahoo, etc.). Therefore, when an online search is conducted, the information posted might appear in search results. If you do not wish for your posting to be made publicly available or indexed by third-party search engines, then do not make a post on our forums.

Linked Internet Sites

Stackunfold is not responsible for the content available on any other Internet sites linked to the site. Accessing other Internet sites linked to the site is at your own risk.

You may link to the home page of our website as long as the link does not cast us in a false or misleading light.

Postings

Stackunfold is under no obligation to review any messages, information, or content ("postings") posted on the site by users and shall not be responsible for, or liable relating to, any such postings. Notwithstanding the above, Stackunfold may from time to time review the postings on the site and may decline to accept and/or remove any postings, including the following:

1. Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racial, ethnic, or otherwise objectionable material of any kind, including any material which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law
2. Advertisements or solicitations of any kind
3. Messages posted by users impersonating others
4. Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references
5. Messages by non-spokesperson employees of Stackunfold purporting to speak on behalf of Stackunfold
6. Messages that offer unauthorized download of any copyrighted or private information
7. Multiple messages placed within individual folders by the same user restating the same point

Printing and Downloading

You may print only that portion of the Stackunfold materials where Stackunfold specifically provides a print icon, from the most current database version solely for your personal educational use and only if you include a source reference to Stackunfold and its copyright notice. Stackunfold reserves the right to restrict the printing of any licensed materials. Except as provided in this agreement, you may not print the licensed materials.

You may download only those Stackunfold materials where Stackunfold specifically provides a download icon, from the most current database version solely for your personal educational use and only if you do not remove any source reference to Stackunfold or its copyright notice. Stackunfold reserves the right to restrict the downloading of any licensed materials. Except as provided in this agreement, you may not download any licensed materials.

Prohibitions

While you are using the services, you shall not copy, or attempt in any way to copy, or capture the contents of any screen (including via any OEM-provided functionality or third-party applications), or upload Stackunfold materials to any other application. Stackunfold reserves the right to disable your account without refund if you copy or attempt to copy, screenshot, or reproduce any Stackunfold copyrighted content. If you copy or attempt to copy any Stackunfold copyrighted content for commercial use, then we reserve the right to pursue any and all legal remedies available to us.

You shall not reverse engineer or modify any of the licensed materials. No part of the licensed materials may be copied, printed, or reproduced for resale or other commercial use or offered for sale or reproduced on any bulletin boards, websites, discussion forums, Internet domains, or online chat rooms. You shall not use any device, software, or routine to interfere or attempt to interfere with the proper working of the site or any activity being conducted at the site. You shall not disclose or share your password with any third parties or use your password for any unauthorized purpose.

You shall not sublicense, assign, share, sell, rent, lease, or otherwise transfer your right to use the licensed materials. All accounts at Stackunfold are monitored for multiple logins and other potential violations. If Stackunfold believes that an account is being used by multiple users at the same time, Stackunfold reserves the right to terminate that account without any notice or refund, at its sole discretion. We also retain the right to sue on grounds of breach of contract. Therefore, please do not disclose your account details to anyone else.

Marks

None of the following trademark(s) displayed on the site are property of Stackunfold:

1. SAT® is registered trademarks of the College Board.

The other trademarks, logos, and service marks displayed on the site are the property of Stackunfold. Users are prohibited from using any Stackunfold marks without the written permission and consent of Stackunfold. All content on the site is protected by copyright.

Affiliation

Stackunfold is a commercial educational service provider for individuals who are preparing for various college readiness, professional, and other exams. Stackunfold is in no way affiliated with any of the following organizations:

1. American Bar Association (ABA)
2. American Institute of Certified Public Accountants (AICPA)
3. Association of American Medical Colleges (AAMC)
4. College Board
5. Federation of State Medical Boards (FSMB)
6. National Association of Boards of Pharmacy (NABP)
7. National Board of Medical Examiners (NBME)
8. National Conference of Bar Examiners (NCBE)
9. National Council of State Boards of Nursing, Inc. (NCSBN)
10. State bar associations
11. Any other official organization related to any of the foregoing

No Warranties

STACKUNFOLD PROVIDES ITS SERVICES "AS IS" AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED, OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Stackunfold does not endorse and is not responsible for the accuracy or reliability of any opinion, advice, or statement made through the site by any party other than Stackunfold. Other than as required under consumer-protection law, under no circumstance shall Stackunfold be liable for any loss or damage caused by your reliance on information obtained through the site. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through the site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

Stackunfold materials are for educational and instructional purposes only and do not constitute medical, financial, or legal advice. Stackunfold materials are not a substitute for the exercise of professional care and judgment. For example, Stackunfold materials are not a substitute for (i) individual patient assessment based upon the healthcare provider's examination of each patient and consideration of laboratory data and other factors unique to the patient or (ii) individual legal advice provided by a lawyer to a client.

Stackunfold reserves the right to withdraw subscriptions and the complete site if necessary. If this ever becomes necessary, you will only pay for the time of your subscription that has elapsed (on a pro rata basis).

Stackunfold shall use reasonable efforts to rectify any error that occurs on its site but does not guarantee access to the site in case of software errors, viruses, or other natural or technical catastrophes that cannot be repaired in spite of a reasonable effort.

Stackunfold shall use reasonable efforts to keep its site online. You understand that scheduled maintenance and problems out of the control of Stackunfold can cause the site to be temporarily unavailable.

Limitation of Liability

STACKUNFOLD SHALL NOT BE LIABLE TO YOU (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE, OR SPECIAL DAMAGES, INCLUDING LOST PROFITS OR REVENUES, RESULTING FROM, OR ARISING OUT OF OR IN CONNECTION WITH, ACCESS TO OR USE OF THE SITE, OUR SERVICES OR THIS AGREEMENT, EVEN IF STACKuNFOLD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING LIABILITY ASSOCIATED WITH ANY MALPRACTICE OR VIRUSES THAT MAY INFECT A USER’S COMPUTER EQUIPMENT.

STACKUNFOLD’S MAXIMUM LIABILITY RESULTING FROM, OR ARISING OUT OF OR IN CONNECTION WITH, YOUR ACCESS TO OR USE OF THE SITE, OUR SERVICES OR THIS AGREEMENT, REGARDLESS OF THE CAUSE OF ACTION (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), SHALL NOT EXCEED YOUR SUBSCRIPTION FEE.

Indemnification

You agree to indemnify, defend, and hold harmless Stackunfold and its members, directors, officers, employees, agents, contractors, and licensors from and against any and all liabilities, claims, and expenses, including attorneys' fees, that arise from your violation of any of the terms or conditions of this agreement.

Confidentiality of Communications

Except as required by law, Stackunfold will maintain the confidentiality of all user communications, which contain personal user information and are transmitted directly to Stackunfold. Your postings in any public forum or arena, such as a message board or a chat room, will not be protected as confidential, and Stackunfold may use and disclose the information contained in any such postings (including any ideas, concepts, know-how, or other intellectual property) for any purpose deemed appropriate by Stackunfold.

Governing Law

This agreement is governed by the internal substantive laws of the National Capital Territory of Delhi, India, without respect to the conflict of laws principles of that jurisdiction. Jurisdiction for any claims arising under this agreement shall lie exclusively with the courts located in Delhi. If any provision of this agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this agreement, which shall remain in full force and effect. No waiver of any term of this agreement shall be deemed a further or continuing waiver of such term or any other term.

Violations

If you breach any term of this agreement, Stackunfold may, at its sole discretion, terminate this agreement, your access to the site, and its provision of services to you without refund. Stackunfold reserves the right to seek all remedies available at law and in equity for such breaches.

DMCA Guidelines

In accordance with the Digital Millennium Copyright Act (DMCA), Stackunfold encourages all copyright infringement claims to be made in writing. Any registered user or visitor to the Stackunfold website who believes they are a victim of copyright infringement should notify Stackunfold immediately.

If you are the copyright owner or an agent acting on behalf of the copyright owner, please provide us with the following information:

1. A description of the alleged copyright infringement material.
2. Any information that can assist Stackunfold agents in properly pinpointing the information, including the infringer's user ID, page URL, date of posting, etc.
3. Detailed contact information, including your full name, address, email, and telephone number.
4. Include the following statement: "I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law."
5. Include the following statement: "I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed."

Questions

If you have any questions regarding this agreement, you may contact us at any time via the provided customer support channels on our website.